My Everyday Setup

Amex Gold: Groceries (4x)

Amex Platinum: Lounge Access

Amex Business Gold: Gas (4x)

Rakuten: Online Shopping (4x)

Chase Freedom: Dining (5x*)

Wells Fargo Attune: Skiing (4%)

Bilt Palladium: All Other (2x*)

The Credit Card Blueprint

This is a smart, semi-automated spreadsheet that adapts to your setup, helps calculate your effective annual fees, build your next-card roadmap, and get the most out of your points with redemption calculators and a transfer partner table customized to your cards.

Travel Gear

See what I traveled with in 2026 for our two week honeymoon!