My Current Wallet
Amex Gold: Dining & Groceries (4x)
Amex Platinum (Morgan Stanley): Lounge Access
Rakuten: Online Shopping (4x)
Chase Freedom: Gas (5x)
Bilt Palladium: All Other (3x*)
The Credit Card Blueprint
This is a smart, semi-automated spreadsheet that adapts to your setup, helps calculate your effective annual fees, build your next-card roadmap, and get the most out of your points with redemption calculators and a transfer partner table customized to your cards.